I had an interview today for a financial services position at a local credit union. the interview when spectacularly, I was the first of 4 candidates to be interviewed, but it was made known I had done very well and would like get an offer. I’m very interested in the job and loved the people I met there. However, towards then end of the interview they had mentioned you needed good credit to work there. If my credit isnt that great, roughly 580 score, with a defaulted student loan and minimal recent credit history, am I basically disqualified? What minimums do financial institutions look for, if I’m not going to be qualifie because of this, I would like to extend the courtesy of notifying them I am withdrawing my application from consideration. If anyone out there in banking HR has a good answer, I would truly appreciate it!

Banks usually do a credit check —A. To make sure your credit is half way decent so that you are not a risk. You will be working with money, so a reasonably responsible person financially is desired. —B. Usually the bank will require you to open an account in order to have your wages direct deposited. As long as your credit report isn’t a mile long in the red….you will probably do fine. Good luck!

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