My fiance and I are in debt but will be getting wedding money and I do not want to be foolish with it. We do not qualify for low-income housing or services such as United Way, but we do not have quite enough to live on our own comfortably, partially because of debt accrued (I had a high paying job and was suddenly laid off).

You are an intellegent person, you can make your own budget and pay off all the higher intrest rates first and then the lower ones. There are few that are free and even if they say they are there is usually a catch.

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