This company is supposed to be able to get you insanely low interest rates on credit card accounts. They contact your creditors on your behalf and guarantee a VERY low rate (lower than you could get yourself by just calling and asking for a lower rate). Are they for real??? They do charge a hefty fee, but say it is fully refundable if they aren’t able to save you a whopping amount of money. THANKS!

Did you contact them or did they "find"you?

Tell them to take the fees out of the loan proceedes….

I’d pass; or at least check the BBB and a call to the state’s atty general; these things are always a scam. taking your deposit and then disapearing.

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