credit, or do they send them out to anyone and everyone who qualifies? If you get a loan offer from them, does that mean something is probably wrong w/ your credit?

I don’t know, but I know that I got a lot more credit offers either when my credit was having problems or soon after I’d gotten credit, so my guess would be that any activity, good or bad, may trigger these offers (I got a card in the mail today…shredder bound).

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